It's supposed to be a little warmer tomorrow, but by Thursday morning we're looking at 0 degrees with a -15 wind chill...That is FRIGID! I did get out today and go to the Y, then went to the bank later to talk to them about refinancing. The interest rates are amazingly low and it would be great to the get payment on this place lower. This month the B&B business has just been terrible, and I have to make up the difference with my freelance, so I'm really hoping this re-fi can work out...

Otherwise, not much of interest today. Had my friend over for dinner which was nice, and managed to get a fair amount of work done. Just discovered the authors on one of my books live right up the road in St. Charles. That will be fun, as I'm sure I'll get to meet them at some point! Small world...

Anyway, am planning to curl up with a good book and try to stay warm for the next few days. Wish me luck!